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We know you want the best car insurance deal, but how do you find it? Our buyer’s guide will help with car insurance options.
What matters to you?
Choosing the right policy is about deciding how much cover you need, what you can afford and whether you need any extra features on top of the standard policy.
What are your car insurance options?
Third party cover:
The most basic option and usually the cheapest. This policy pays out if you injure someone or damage their car in an accident.
Third party, fire and theft:
In addition to third party cover, your policy also covers the cost of repairs or a replacement car if yours is stolen, damaged or destroyed by fire.
Comprehensive insurance:
All the benefits of the cheaper policies, plus a payout for repairs if your car is damaged in an accident.
The optional extras
Double check which special features are included in your policy and which will cost you extra. You may want to consider additional cover:
- driving abroad
- personal accident for you and your family
- personal belongings stolen from your car
- legal costs if you end up in court after an accident
- roadside assistance
- a courtesy car if yours is off the road
