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When taking out short term Insurance Policy, one pays either monthly or annually insurance premiums to the insurance company in return for the providing of coverage of your vehicle and yourself. Generally short term auto insurance covers you against loss, damage liability and more.   The premium that must be paid with short term auto insurance is based on the risk profile of the client.  The risk profile includes age, gender, security, value, claims history and other specific factors.  If a high risk is detected, then the premium will be higher than that of lower risk detection.

Short term insurance policy is offered by many insurance companies across South Africa.  The attaining of short term auto insurance can be done traditionally through a broker of the company, or on the internet through online insurance.  When applying for short term auto insurance, the premium is calculated and the policy is made for the individual’s specific requirements and insurance needs.  The short term auto insurance options usually have options to cover the client’s car in the case of damage or theft, naturally and/or accidentally, third party coverage, accessory coverage, injury and medical coverage as well as legal coverage for instances when the car is involved.  The short term auto insurance is a dictator in the car insurance category and is offered by most insurance companies.  Included in the short term auto insurance is usually the insurance of caravans, trailers, watercrafts, motorbikes, luxury cars, collectable cars and specialised cars.  Therefore, every auto insurance needs can be taken care of with the short term auto insurance option.